56 answers · verified 2026
What does auto insurance cover?
Collisions, comprehensive, and the gaps drivers hit.
Usually covered
Coverage guides
Every question, answered
Does car insurance cover rental cars?Usually yesDoes insurance cover stolen cars?It dependsDoes insurance cover a windshield crack?It dependsDoes insurance cover broken windshields?It dependsDoes auto insurance cover the car or the driver?It dependsDoes auto insurance cover broken windshields?It dependsDoes auto insurance cover a cracked windshield?It dependsDoes car insurance cover windshield cracks?It dependsDoes auto insurance cover flood damage?It dependsDoes gap insurance cover engine failure?Usually noDoes gap insurance cover theft?It dependsDoes auto insurance cover vandalism?It dependsDoes gap insurance cover a blown engine?Usually noDoes gap insurance cover negative equity?It dependsDoes my auto insurance cover other drivers?It dependsDoes auto insurance cover rodent damage?It dependsDoes auto insurance cover engine failure?It dependsDoes auto insurance cover a blown engine?Usually noDoes auto insurance cover break-ins?Usually yesDoes auto insurance cover flooding?Usually yesDoes insurance cover home health care?It dependsDoes Oscar insurance cover dental?Usually noDoes auto insurance cover scratches?It dependsDoes auto insurance cover broken windows?Usually yesDoes gap insurance cover death?Usually noDoes auto insurance cover stolen items?Usually noDoes auto insurance cover natural disasters?Usually yesDoes auto insurance cover flat tires?Usually noDoes gap insurance cover repossession?Usually noDoes gap insurance cover trade-ins?It dependsDoes gap insurance cover a repo?Usually noDoes auto insurance cover medical bills?It dependsDoes auto insurance cover DUI accidents?It dependsDoes my auto insurance cover a U-Haul?It dependsDoes auto insurance cover deer damage?It dependsWhat does gap insurance cover?It dependsDoes gap insurance cover total loss?Usually yesDoes auto insurance cover mechanical failure?Usually noDoes auto insurance cover the car or the person?It dependsDoes auto insurance cover lost keys?Usually noDoes auto insurance cover water damage?It dependsDoes auto insurance cover transmission failure?Usually noDoes gap insurance cover the deductible?It dependsDoes gap insurance cover transmission failure?Usually noDoes auto insurance cover windshield repair?It dependsDoes auto insurance cover hit and run?It dependsDoes auto insurance cover medical expenses?It dependsDoes car insurance cover windshield replacement?It dependsDoes car insurance cover theft?It dependsDoes car insurance cover hitting a deer?It dependsDoes car insurance cover towing?It dependsDoes car insurance cover someone else driving your car?Usually yesDoes car insurance cover hail damage?It dependsDoes car insurance cover mechanical repairs?Usually no