Medicare, simplified.
We translate the insurance maze into plain English — with real 2026 costs, honest gap callouts, and zero sales pressure.
Medicaid, VA, and long-term care coming soon.
Medicare and end-of-life decisions are made more complicated than they need to be.
We are a resource for what's covered, what isn't, and what it actually costs.
Real 2026 numbers
Out-of-pocket math built from 2026 CMS published rates and per-state MediGAP premiums. No last-year estimates, no rounding for marketing.
Coverage AND the gaps
Most resources only show what's covered. We show both sides: what your plan actually pays for AND what it doesn't, with specific dollar amounts.
Plain English, no sales pressure
Zero broker affiliations, zero commissions on plan recommendations. We tell you what fits, not what pays us.
Free and open
No signup, no email gate, no paywall. Read what you need and leave. Sources cited inline so you can verify the math yourself.
Available today
- Medicare cost simulatorPick a scenario + plan; see real 2026 out-of-pocket math with state-accurate MediGAP rates.
- Hearing aids — coverage answerWhat Medicare actually covers for hearing aids, with honest gap callouts.
- Best hearing aids of 20267 ranked picks cross-referenced from Consumer Reports, WIRED, NCOA, HearAdvisor, and more.
On the roadmap
- Long-term care + assisted living
- Prescription drugs (Part D)
- Dental, vision, and Silver Sneakers
- Hospice + skilled nursing
- Medicaid (50-state)
- VA benefits