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Homeowners insurance · verified 2026-07-02

Does homeowners insurance cover roof leaks?

Homeowners insurance covers roof leaks caused by a sudden, covered peril like wind or hail, but not leaks from age, wear, or missed maintenance.

Covered when: The leak follows a documented storm, wind, or hail event and the roof was in reasonable condition beforehand.

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Most asked right now

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This plan vs. that plan

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HMO vs. PPO

The real trade is freedom for money: a PPO lets you see out-of-network doctors and skip referrals, and you pay for that option every month whether or not you use it; an HMO takes those options away and usually charges less.

FSA vs. HSA

They pay for the same expenses with the same pre-tax dollars — the difference is what the account is: an FSA is a use-it-or-mostly-lose-it annual spending allowance your employer holds, while an HSA is a permanent, portable, investable account you own.

Term life vs. Whole life

Term buys the most death benefit per dollar for the years your family actually depends on your income and then expires; whole life costs several times more for the same coverage because it's guaranteed to eventually pay out and doubles as a conservative savings vehicle.

EPO vs. PPO

Inside the network, an EPO and a PPO feel almost identical — no referrals, direct specialist access; the entire difference is what happens when you step outside the network: the PPO pays something, the EPO pays nothing.

Data · free to citeWhat adult Medicaid actually covers, state by state

Dental, dentures, vision, and hearing aids across 50 states and DC, every cell cited to the state's own Medicaid documents.